• Gross Income: ~$122k
• Taxes: ~$30k (Estimated)
• Other Expenses: ~$73k
• Net Income: $19k

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• Contributions to 401k: $20,500
• Contributions to HSA: $3,650
• Contributions to IRA: $6,000

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• Net Cashflow: ~-$11k
• Net Worth: ~$288k
• 2021 EoY Net Worth: ~$318K
• 2022 Change to Net Worth: -~$30k, -~9%

Notes:

• The S&P 500 dropped ~20% in 2022.
• Most of my assets are in JSTC, an ETF offered by Adisina Social Capital; as pulling cash out of IRA/401(k)s is highly costly.
• The Median Household income for Alameda County from 2017~2021 was ~$112k in 2021 dollars, per the CIA World Fact Book.
• The Living Annual Income for the San Francisco Bay Metropolitan Area for a single person raising a child alone was ~$108k in 2022, per the MIT Living Wage Calculator.
• I took two months off in Q1 2022, for an opportunity cost of ~$10k.